2023-04-22 16:00:02
In general, the granting of social security benefits requires the payment of contributions to the National Social Security Institute (INSS), regardless of the type of taxpayer (employee, individual, optional, etc.).
In turn, access to the assistance benefit is independent of social security contributions, and the concession is due to those who meet two cumulative requirements:
- Economic need;
- Disability or advanced age (65 years old for both sexes).
Quality of insured in the social security benefit
Some INSS benefits require insured status on the taxable event date. This is the case, for example, of assistance for temporary incapacity, which requires the maintenance of the status of insured person on the date of onset of incapacity.
For the granting of the Continued Benefit/Organic Social Assistance Law (BPC/LOAS), being insured is not a requirement.
death benefit
Unlike social security benefits, with the exception of accident assistance, the assistance benefit does not guarantee the insured status of its beneficiary.
Consequently, upon the death of the BPC/LOAS holder, any dependents will not be entitled to the death pension benefit, unless the beneficiary was contributing on an optional basis.
benefit amount
Each social security benefit has specific characteristics and different monthly income calculation rules. These benefits can be granted in different amounts, depending on the insured person’s contribution history.
Thus, in the case of the assistance benefit, the value will always be one national minimum wage.
13th salary
In addition, BPC/LOAS holders are not entitled to the 13th salary, unlike those who receive social security benefits.
Cumulation with another social security benefit
Some social security benefits can be accumulated by the same holder, for example, an old-age pension and a death pension.
By express legal provision, the BPC/LOAS cannot be accumulated with any other within the scope of social security or another regime, except for medical assistance and the special pension of an indemnifying nature.
With information from Blog do Prev
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