The festival of Diwali means that many people’s wallets will be punctured and our savings will plummet for that one day happiness. This festival is celebrated as a major festival and during these festive seasons people are interested in buying new items like clothes, gadgets, home related items, vehicles etc. At this time, many leading banks and financial institutions are offering installment loans to meet the financial needs of people. Also financial institutions and banks offer special offers and attractive interest rates on personal loans, car loans etc. to attract customers during the festive season. Here’s a look at which banks and financial institutions are offering personal loan offers this Diwali.
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Yes Bank :
Yes Bank offers personal loans ranging from Rs 1 Lakh to Rs 40 Lakh to its customers with a repayment tenure of 12 months to 60 months. The official website of Yes Bank said that interest rates for personal loans start at 10.99% per annum and no evidence is required for availing these loans. Customers are also given the facility to apply for personal loans online through Yes Bank’s website.
Bajaj Finserv :
Bajaj Finserv offers personal loans up to Rs 35 lakh to customers with a maximum repayment period of 60 months. Bajaj Finserv on its official website states that there are 3 types of personal loans namely Flexi Term Loans, Flexi Hybrid Loans and Term Loans. Interest rates on personal loans at Bajaj Finservice start at 11% per annum.
HDFC Bank :
HDFC Bank offers personal loans of up to Rs.40 lakhs at an interest rate of 10.75% per annum and the repayment period of these loans is 12 months to 60 months. Customers can apply for the loan online through the bank’s official website.
IndusInd Bank:
IndusInd Bank offers personal loans to customers up to Rs 5 lakh, with interest rates starting from 11.00% per annum and loan repayment tenure of up to 60 months. No need to submit any documents to get loans here.
Tata Capital:
Tata Capital offers personal loans up to Rs 20 lakh to customers with repayment tenures ranging from 12 months to 72 months. Interest rates on personal loans start at 11.25%. Tata Capital also offers 100% paperless loans, where you can apply for a loan online through its website.
Kotak Mahindra Bank :
Kotak Mahindra Bank offers personal loans to customers ranging from Rs.50,000 to Rs.25 lakh, with personal loan interest rates starting from 10.50% and repayment tenure ranging from 12 months to 60 months.
Aditya Birla Capital :
Aditya Birla Capital offers personal loans to customers up to Rs.30 lakhs, with repayment tenures ranging from 12 months to 60 months and interest rates for personal loans starting at 11.00%.
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