The profession, which was born in France in the 1970s and took off in the 2000s, feels that the tide is turning for it.
Quite a symbol. Mortgage brokers took to the streets ten days ago to express their dissatisfaction. They demonstrated under the windows of the Governor of the Banque de France, in Paris, to demand a significant increase in the rate of usury, that is to say the maximum threshold beyond which banks do not have the right to lend. For months, they had been explaining that this rate (which includes the credit rate and all fees, including those of brokers) was too low. And that it prevented access to real estate credit for many households. A message swept away by the public authorities.
But why protest? “We had the feeling of not being heard and we felt ignored by the public authorities”, answers Bruno Rouleau, president of Apic, the main professional association of credit brokers. The latter have, it seems, been heard, since the wear rate will increase by nearly 0.5% on 1is october.
Read alsoRise in the wear rate: will getting a mortgage really be easier now?
“The demonstration was also aimed at defending…
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