When someone is considered over-indebted, lawyers can sometimes be tempted to give a longer presentation. Jochen Wolfram makes it short: “If the monthly expenses are permanently higher than the monthly income,” says the head of the Berlin branch of the credit agency and the debt collection service provider Creditreform and also knows how things are in Berlin. According to him, at the end of last year a good 331,000 Berliners were heavily indebted. That was about 30,000 fewer than in 2020. However, the city still ranks at the lower end of the state list in a national comparison. Only in Saxony-Anhalt and Bremen are more adults in debt.
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