Facilitated degree redemption: what it is, how to do it and how much it costs

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All you need to know about the option to retire early – Ansa /Courier TV
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Introduced in the “decree” of 2019, the redemption of the degree “facilitated”, or with the discount, allows you to accelerate the exit from the world of work. The law provides that the years of university studies can be redeemed for retirement purposes without age limits and to be enrolled in compulsory general insurance. Furthermore, to take advantage of the light redemption, you must not already be a pension holder. The funds of freelancers and foreign social security systems cannot take advantage of this measure. It is possible to redeem the university years relating to the legal duration of the course of study (up to 6 years, for example, in the case of a degree in Medicine). The cost is related to the salary but subsidized. On average it stood at around 5,200 euros per year. The figure can also be tax deducted, reaching a tax benefit of 43% for incomes above 75 thousand euros. The application can be submitted online on the INPS website and the redemption of the degree can only be requested by the worker or by the heirs.

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