The Covid pandemic that shows no signs of slowing down and the new Omicron variant still scare the Italians, that they run for cover with life or health insurance policies. In 2021, it appeared in November from an Facile.it survey that 3.6 million, 6% of the population, signed one in Italy for the first time, thus reaching a total of 16 million. Of the 3.6 million new policyholders, the survey recalled, 34% did so precisely because they felt less secure due to the pandemic. Furthermore, the interest of Italians in life insurance coverage in 2021 has grown, as shown by the online research on the comparator: + 27% on the year. But there is more: from the Facile.it Observatory they explain to time.news that in the second half of 2021, always looking at life insurance policies, there was a 9% increase over the first six months in online views and contact requests for these products. In short, the comparator explains, people, afraid of the prolongation of the pandemic, wanted to have more information or were interested in the product more than in the first part of the year.
“Since the outbreak of the pandemic onwards, we have noticed a growing and constant increase in interest from users in health insurance and, overall, in all products to cover the person, his health and that of his family unit” , explains Irene Giani, head of non-motor insurance at Facile.it. “In the great negativity of the period, if we want to see a positive element, we have learned from the pandemic that it is important to protect ourselves in advance from risks and inconveniences that can affect not only us, but also our loved ones. I am sure that this trend will remain and stabilize in the coming months as well“, conclude.
A trend, the one that emerged from the online comparator’s survey, which is also confirmed by Allianz. In fact, the group explains that they have detected a stable trend for 2021, or slightly growing, in pure risk policies (Tcm) e growth in the individual health insurance segment higher than other insurance branches. In CreditRas, an Allianz-UniCredit joint venture in bancassurance, very consistent growth was noted in terms of pure risk policies.
A trend, therefore, which consolidates the contents of the half-yearly bulletin relating to the offer of insurance productsIvass, still as at 30 June 2021 but with clear indications: at the first semester of last year they were registered 140 new individual products, relating to the life sector, compared to 106 recorded in the previous six months. An increase that shows an offer that must keep up with the demand, that is with what is requested by the customers of the insurance companies in terms of health.
The answer was, according to another bulletin of the authority on premiums, a collection in the life sector, again in the first six months of 2021, equal to 58.3 billion euros, up by + 18.6% compared to 2020. The recovery is concentrated on class III relating to unit and index-linked policies, whose funding increases by +8.5 billion (+ 61.2%) and then on class I to which ‘pure’ life policies are connected, in growth on an annual basis of +2.5 billion (+ 8.0%).