Festive Season Discounts Banks Line Up Cheaper Loans, Special Offers on Debit, Credit Card Spends

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On the occasion of Navratri and Diwali, online stores, business establishments and e-commerce sites are offering special discounts. Both private and public sector banks are participating in this offer mela. Banks have announced special festive offers on their debit and credit cards to lure customers and ease access to credit amid rising inflation.

Banks want to gain more confidence among customers by offering loans at low interest rates. In recent weeks, large and mid-sized banks have announced various shopping discounts aimed at the festive season. Find out more about the festive offers offered by State Bank of India, Punjab National Bank, ICICI Bank, Union Bank of India, Central Bank and SBI…

1. ICICI Bank:

ICICI Bank has announced festive season special offers for its customers named ‘Festive Bonanza’. Customers can avail discounts and cashback offers up to Rs.25,000 using ICICI Bank Credit/Debit Cards, Internet Banking, Consumer Finance and Cardless EMI. These offers are also available to customers purchasing goods on EMI using the bank’s debit/credit cards.

Some exciting offers have also been announced on loans including home, automobile, tractor, gold and two-wheelers, personal loan. Nocast EMI is offered on leading brands like Apple, OnePlus, Samsung, Sony, LG and Voltas, Chroma, Reliance Digital, Bajaj Electronics.

2. State Bank of India:

State Bank of India has waived processing fees for loans as part of its festive offer. EMI for car loan starts from Rs 1,551 per lakh, EMI for personal loans starts from Rs 1868 per lakh and EMI for gold jewelery loan starts from Rs 3,134 per lakh.

State Bank of India on its official Twitter page said, “Celebrate the grandeur of Navratri by fulfilling your wishes with SBI. Get exclusive offers on loans including car, gold jewellery, personal loan. Apply through YONO app or visit https://bank.sbi for more details.

3. Union Bank of India:

Union Bank of India has announced waiver of Processing Charges for availing loans under Union Home and Union Miles scheme from 08.08.2022 to 31.01.2023.

4. Punjab National Bank:

Punjab National Bank has announced a discount of 0.05 per cent for customers applying for home loans and 0.1 per cent for car loans through its digital channels. It has also been announced that Punjab National Bank will not charge legal and appraisal fees for availing home loans from other banks and financial institutions.

Read More: Gold Rate: Gold price rise again.. Today’s situation

5. Central Bank:

Central Bank of India tweeted, “Fulfill your dreams this Navratri with our convenient and low interest loans.”

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