2024-05-03 22:09:07
Beyond having a budget And just by saving money, children must understand the importance of managing all the resources in their environment such as those at home, since this will give them a true financial education, explained Valeria Arellano, an expert in personal finance for children.
He explained that from childhood, “they must learn to save, yes, that is necessary,” but it is more important to teach them what their relationship is like with resources, material things and scarcity, whether it should be shared and whether things cost and have value.
He said that even “the battery of the cell phone It must be managed and if they know how to manage those things, they can understand and learn to manage others.”
Master in Economics and Business and in Sciences of the family from the Anáhuac University, Arellano highlighted that giving financial education to children will open a panorama for them to value not only money, but in the future their work, how to generate income when they grow up and meet different types of goals.
To accompany our children, nephews or close children in this process, we adults must understand before how lAre we imitated? he advised.
“I am not referring to how much money they have, how much wealth they generate, but how the dynamics of scarcity and limits are managed in the home”.
Awareness must be raised with common and practical things such as starting by teaching how to make the house’s resources more efficient and manage the cookies, cereal, and sweets that we have, “that opens a first perspective on managing our own resources,” he pointed out.
Valeria Arellano, founder of the personal finance platform Afortunadamente.mx, He explained that it is not about which families have more or less money, but rather who manages their resources better.
For this reason, he insisted, first the parents, tutors, Uncles must be clear about how limited we are, are rules and conditions put in place to create financial education in my children, are they being taught to manage?, hence the importance of create llimits for there to be a need to manage something.
The economist recommended that the little ones in the house should be made aware of their relationship with money and know that they can manage scarcity.
Another aspect for financial education is to explain the importance of employment and educate people that work is not a punishment, that it should even be part of life happiness and your future.
In Mexico, he added, there are cases where we talk about work as something bad, that we want to retire as soon as possible, when actually ands where people contribute something as a society and something to the world.
From the first years of life perhaps from kindergarten The use of piggy banks should be encouraged where they can see how much they can save, so it is important that they are transparent and cannot be remove easily money, so as not to have temptations.
But a little older after 8 years can also encourage the use of first bank accounts, where savings are given more formality and monitoring.
He emphasized the need to understand the value of money, it means knowing that I should not waste, that I should not cause things to be thrown away and then the administration will see “right now I can’t buy you the candy or the toy But we are going to save and maybe on Friday or Saturday.”
“Managing desires is not telling them you will never have it, but right now you can’t, but with effort you can get it.”
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2024-05-03 22:09:07