Financing through ENISA for entrepreneurs | Entrepreneurs

Financing through ENISA for entrepreneurs |  Entrepreneurs

The National Innovation Company, known as ENISA, offers a program with different lines of financing for entrepreneurs to carry out their projects. The financing granted by ENISA consists of granting a participatory loan without the need to provide guarantees or endorsements, as is the case with traditional banks.

Among ENISA’s financing lines, the one for Young Entrepreneurs stands out, which is aimed at small and medium-sized companies, as well as startups recently created by young people.

Business project development

On the other hand, there is a financing line for Entrepreneurs. In this case, the financing is directed at SMEs that want to develop the first phases of the business project. In this particular case, there is no age limit.

In addition to that, one of ENISA’s financing lines, called Growth, has been designed with companies looking to either expand their business or who want to achieve a competitive improvement compared to other companies in the sector.

Aid for rural areas

Likewise, ENISA has a financing line that seeks to support the digitization of companies that are within the agri-food sector. In this case, the line is called AgroInnpulso. The funds would correspond to the Ministry of Agriculture, Fisheries and Food and would be managed by ENISA.

Finally, the National Innovation Company has a line of financing for Digital Entrepreneurs. It is an exclusive growth line for women who want to undertake in the digital world. Here, the amount of financing would correspond to the Ministry of Economic Affairs and Digital Transformation MINECO.

In order to obtain financing, it is important to request it within 24 months from the beginning of the company’s constitution, the SME must take into account the EU regulations and have its headquarters in Spanish territory. In addition, you must have an innovative business idea and submit a business plan along with the application. Companies in the real estate and financial sectors may not be part of these calls.

Likewise, most of the capital must be backed by individuals who are not older than 40 years and the own funds must be equivalent to the amount of the requested loan.


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