Officially, the 2025 came into our life, in addition to the purposes and objectives, some debts have also appeared. After the New Year and Christmas celebrations, thousands of people in our country face the call “January slope”.
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This characteristic phenomenon occurs during the first month of each year, because family finances begin to suffer from Christmas expenses, in addition to gifts on the occasion of the holiday. Three Kings Day.
That is why we share some tips so that your finances do not suffer at the beginning of the year.
How to deal with the January slope?
Due to the difficulties of this season, the Government of Mexico and the National Commission for the Protection and Defense of Users of Financial Services (Condusef) They have issued some recommendations to have a stronger economy.
Some of these tips are:
- Redo your budgets: Your goals and debts are different now, review all the payments that you will inevitably have to make and give them priority.
- Plan weekly expenses: In order not to fall into surpluses and run the risk of going into more debt, it is necessary to plan your week.
- Avoid unnecessary expenses: Do not acquire more debt and better avoid purchases that prevent you from getting out of this financial hole faster.
- Loans, your last option: In case the debts are unsustainable, bank loans should be your last option. Before requesting one, check the best options for your finances.
Remember not to fall for scams or loans from unauthorized organizations. The January slope it won’t be a problem if you follow each of these recommendations.
How would you like to end the year debt-free?
Incredible, right? in #ProtejasuDinero We tell you how to achieve it. pic.twitter.com/vrWnoZ6Rd9— CONDUSEF (@CondusefMX) December 30, 2024
MC
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