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Talk to your managers by phone or office so that they apply a bonus (reduction) of 0.5% extra in the interest of your installments for 2 years. Apparently, this operation would have been delegated to all the offices and they would apply it without even having to consult with the head office. It’s something. @SelCon.
Yes indeed, eThe spread cannot fall below 0.3 once the reduction is applied (and complying with all the reduction links). That is to say. If you have a spread of 0.9%, you can go on to have a spread of 0.4%. But if you have a differential of 0.5, at most you can have a differential of 0.3%.
They just applied it to me.