The decision of the European Banking Authority – Ansa /Courier TV
Problems in sight for current account holders, both companies and households From January, automatic debits will no longer be allowed if customers do not have sufficient availability on their bank deposits. Payments for utilities, salaries, social security contributions, loan installments are at risk. The new rules were dictated by the EBA, the European banking authority which established that, after three months of non-payments of 100 euros upwards, the bank must report the customer to the central risk office and classify all its exposure as a non-performing loan. In other words, as “bad credit”.