2024-08-17 16:03:27
The National Payment Corporation of India (NPCI) keeps making changes in UPI payment from time to time. Once again such a change has been made. Now one can make payment even without a bank account. But not everyone will get the benefit of this. If you are also surprised to hear this, then we are going to give you information about it. Today we are also going to give you information about unlocking this offer-
There are many reasons behind making changes in UPI. One big reason is to reach out to more and more people. This is the reason that now even those people who do not have a bank account will be able to avail the benefits of this service. All these changes are being made under the Digital India banner. To use UPI, your mobile number and Aadhaar card must be registered with your bank account.
You can use different apps to make UPI payments. An easy way to make payments without a bank account is to make payments from a family member’s account. This is called ‘Delegated Payment System’. For example, if one family member has a bank account, then any other user can also use it. The special thing is that he can use active UPI from his own mobile.
Facility will be available on Savings Account-
Let us tell you first that this facility is available only on savings accounts. This service will not be provided on credit cards or other loan accounts. The one who has the main account will be able to control it completely. He can give permission to anyone. After getting permission, users will be able to use UPI payment mode on their mobiles. NPCI hopes that after providing this service, there may be a surge in UPI payment. That means more people will use UPI payment. In such a situation, it can prove to be very beneficial for people. However, security is still going to be a big issue.