Holidays: credit card guarantees or travel insurance? Before leaving, make sure you are well covered

A broken leg on the other side of the world, a positive Covid test that prevents you from taking the plane back, a death in the family forcing you to shorten your stay or even a fire in your rental home … There are many hazards that can disrupt your vacation. And people often worry about their coverage much too late, once the disaster has occurred. So it is better to take all the precautions.