2023-09-04 19:27:18
The Institute ensures that women exercise a mortgage loan 10 years after men, for this reason it created Mujer Infonavit
The Institute of the National Housing Fund for Workers (Infonavit) I’ll set it up Infonavit Woman; the new program seeks that women have increased access to adequate housing of their own. For this reason the Institute has changed the origination time, points and other measures in order to reduce the gender gap that exists in the country in terms of mortgage loans.
According to Carlos Martínez Velázquez, general director of Infonavit, the need for the creation of Mujer Infonavit arises as an initiative to address the low access that women have to a mortgage loan. Given that women exercise a mortgage loan 10 years after men; that is, while men have access to financing between 24 and 25 years of age, women do so up to 34 or 35 years of age.
One of the solutions implemented by the institute is the reduction of contribution time to access a loan. Previously, it was necessary for workers to contribute for at least two years; however, now it is only necessary to be six months old.
To originate a mortgage, 1080 Infonavit points are necessary, but with Bonus of 20 points in the prequalification of Infonavit Woman, only 1060 will be necessary. In addition, with an age factor of 75 years, women will have 5 more years to finish paying their credit; that is, his age plus the liquidation period can add up to 75 years.
The Infonavit, Cofinavit, Infonavit Fovissste, Your 2nd Infonavit Credit, Payment of Liabilities, among others, participate in this program.
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