2024-09-21 15:50:16
Klarna is a common payment method when shopping online, but not everyone knows how it works. We’ll give you an insight.
Thanks to Klarna, the payment on account method, which is popular in Germany, is available at many retailers. The method is considered safe for both buyers and retailers. We’ll tell you here exactly how it works and what you need to use Klarna.
Klarna is a payment service provider that acts as an intermediary between you (buyer) and the merchant (seller). You pay your invoice for purchased products at Klarna and the service provider transfers the money to the merchant. This has the advantage that you do not have to provide your payment details to every online shop, but only to Klarna.
You only pay once the retailer has shipped the goods. This way you avoid having to pay in advance and the risk that the goods will not reach you. If you have not received the goods or a problem occurs, stop the payment in your Klarna account and resolve the matter with the seller.
Once you have selected the payment method in an online shop, proceed as follows:
Tipp: If you are unsure about the payment deadline, take a look at the Klarna app. There you will find the due date for all your invoices.
Klarna not only offers purchase on account, but also the option of instant bank transfer and installment payments. Both methods are easy to use and are considered just as secure as purchase on account:
To use Klarna, you need a free account with the service provider. Create one via the website or the Klarna app. This way, you can access your account at any time, use Klarna for further purchases and view your invoices. If you no longer need your access, you can delete it yourself.