2023-10-29 06:53:25
In 2017, the Banco de Crédito del Perú (BCP) launched a mobile application that is currently used by more than 10 million users who seek to make an immediate transfer, recharge, pay for services, and also use secure and transparent credit. The digital wallet called Yape has been offering various products for 6 years, among which the one that provides you with extra money stands out, and without cumbersome in-person procedures. Learn what it is, and how the loan simulator works that allows you to calculate the interest rate.
HOW DOES THE BCP YAPE CREDIT SIMULATOR WORK AND WHAT ARE THE REQUIREMENTS TO OBTAIN IT?
The line of products linked to finances offered by Yape provides beneficial alternatives for affiliated users who can even request immediate and online loans by simply having a BCP bank account or simply having created the digital wallet with a National Identity Document (DNI). ).
As can be seen on its official website, through this mobile application it is possible to receive a certain amount of money as a loan as long as the person meets certain requirements, and thus guarantees a good credit rating.
In relation to the request for a loan as a Yape user, we share details about the calculation that you can perform to know exactly what is the amount equivalent to the Annual Effective Cost Rate (TCEA) corresponding to the financing request made:
– Enter the Loan Simulator – YAPE
– Slide the cursor to the bottom until you find the options that will allow you to choose the value of the credit required and the number of days available to cancel it
– Once the amounts lent by BCP that range between S/100 and 500 have been verified, press the option of your interest as well as the payment days
– Finally and automatically, the Yape platform will provide you with the required response, resulting in the total sum of the TCEA
CONDITIONS DETERMINED BY BCP TO GRANT THE YAPE CREDIT
Be affiliated with Yape with a BCP card or a Yape Account with ID Have contact information such as address and cell phone number, duly updated in BCP Have an active debit card, and without blocks Present and demonstrate good behavior and credit history Have a pre-approved offer to access to the loan immediately
BCP: HOW CAN YOU REQUEST A YAPE CREDIT TO ACCESS AN AMOUNT OF UP TO S/500?
The BCP offers, nationwide, the opportunity to get its users out of trouble and get that extra money that you need so much in just a few minutes and comfortably following quick and simple guidelines.
Considering that the amount borrowed through Yape can only amount to S/500 from 100, to be paid between 15 to 35 days, take note of the following step by step provided with the aim of providing greater ease when carrying out the procedure:
1- Access the “Credits” option that appears within FINANCES in the digital wallet menu
2- Choose the amount and payment date that best suits your interests
3- Verify all the data about the required loan such as number of installments, amount requested, payment method, among other important details that represent the terms and conditions of the credit
4- Enter the validation code received to confirm the loan 100% online
5- You will receive the amount of the credit in your own mobile application, and you will see it reflected immediately in the balance you manage
It must be taken into account that Yape credit is granted, as a priority, to those who have a good history and credit rating, although it is also important that if you need it urgently, you continue to move your digital wallet through transactions, transfers, and others. similar procedures.
Likewise, it should be noted that the hours to request this loan offered by the BCP are from Monday to Sunday from 5 am to 11 pm, and also that the TCEA may vary according to the profile of the applicant.
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