2023-08-31 04:09:18
Unemployment Insurance is financial support provided by the Unemployment Fund Administrator (AFC) for those people who, having had a labor contract, are currently unemployed.
Unemployment insurance for unemployed people
The responsibility of contributing 3% of the taxable remuneration of the workers monthly, based on their type of contract, falls on the employer. This contribution is mandatory and is supervised by the Labor Department.
This subsidy is available to those who are going through a period of unemployment; and it can only be accessed by withdrawing the funds accumulated in the Individual Unemployment Account (CIC), through monthly transfers based on a percentage of the last remuneration received.
What conditions must I meet to access Unemployment Insurance?
The requirements to access Unemployment Insurance are the following:
Being over 18 years. Being unemployed, which must be verified by means of a settlement, dismissal letter, written resignation, certificate of appearance before the Labor Inspectorate, certificate issued by the Labor Inspectorate or a judicial order, as appropriate. You can consult a complete list of other accepted documents here. For an indefinite contract or work at home: have at least 12 continuous or discontinuous contributions before ending the employment relationship with one or several employers. For a fixed-term contract, specific work or service: have 6 continuous or discontinuous contributions with one or more employers. The contributions are counted from the last period in which the member had access to the benefit. In the case of being the first request, they will be considered from the date of your insurance affiliation until the month in which the employment contract ended.
What are the amounts of Unemployment Insurance?
The Unemployment Insurance amounts correspond to monthly drafts from the Individual Account, and are based on the following percentages of the remuneration of the last 12 months:
First month: 70% Second month: 55% Third month: 45% Fourth month: 40% Fifth month: 35% Sixth month onwards: 30%
How is the Unemployment Insurance money collected?
To receive Unemployment Insurance funds, follow these steps:
Enter the Virtual Branch of AFC Chile affiliates with your RUT and your AFC access code (which you can request on the same site) or enter with your Unique Code. Complete your information and enter the settlement or document that proves the layoff. You can check on the AFC website when your application is approved, including the date and method of payment. This information is also available at any of the AFC branches.
Additionally, you can personally go to an AFC branch with your valid identity card and the settlement or document that proves the layoff.
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