2023-12-27 18:17:49
December 19, 2023 was the deadline for employers to pay the bonus. If for some reason you have not received it, remember that you can go to the Federal Labor Defense Attorney’s Office (PROFEDET) where a lawyer will help you. will provide free legal advice, but if you already received it, take advantage of it in your Infonavit Credit.
Through a statement dated December 21, 2023, the Institute of the National Housing Fund for Workers (Infonavit) recommended that those who have a loan take advantage of their bonus to use it in their financing and thus reduce their debt or even end it. to pay it, since this way they could save interest and could even get a discount.
The Institute informed those borrowers who have yet to pay 25% or less of the original debt of their Infonavit Credit, they can settle it early and obtain up to 50% discount, since all extraordinary payments are paid in advance. directly to the capital of the debt, which also helps reduce interest and the time to pay the financing, and that is where the bonus comes in.
If, for example, the amount you received for your bonus and other bonuses is enough to pay your total debt, you will receive up to a 50% discount on it through the Early Settlement Discount program, however, your financing must be 25 % or less of your original debt, and you must make the payment in business days for the exact amount and in a single payment.
Now, if the money you have is not enough to pay the total debt, you can also make extraordinary payments that will help you reduce what you owe in interest. This also allows you to finish paying the loan faster through the My Account platform. Infonavit, with payment by credit or debit card, at a bank window, by electronic transfer and in authorized establishments.
Keep in mind that if you decide to use the Early Settlement program, the amount may be different from one month to the next, so you must verify this after the 10th of each month, so that the payment is made for the exact amount and in a exhibition, since the extra money deposited will be taken into account as a capital payment, and have you already taken advantage of the benefits of your bonus?
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