2023-08-18 03:44:39
Los retired y pensioners from National Social Security Administration They can finance their projects with the best interest rate in the market. This benefit applies to both holders of the Argentine Integrated Pension System (SIPA) and Non-contributory pensions (PNC) and the Universal Pension for the Elderly (PUAM). Due to the consultations we clarify what happens when you have a Anses Loan and another credit is needed.
Last July, the Anses Loan Program was relaunched with the Resolution 144/2023.
Since then, SIPA asset holders can request an Anses Credit of up to $400,000. The rest can request up to $150,000.
The financing of the program is in 24, 36 or 48 months. each one of the installments is deducted directly from the monthly credit.
Due to the queries received by our readers, we clarify that those who took out an Anses Credit and owe installments can also request a new loan. The amount to be granted is the difference between what was previously requested and the current ceiling. In addition, it is verified that the quota-income ratio is not greater than the limit set for each case.
The quota for retirees and pensioners cannot exceed 30% of the monthly income. For the PNC and PUAM, this percentage of indebtedness is 20%.
On the other hand, the body verifies that the person does not exceed the age limit established for the payment of the last installment. It is 92 years for retirees, pensioners, PUAM and PNC due to old age; and 78 years for non-contributory pensions for disability and mothers of seven children.
Anses Loan Application
The request for Anses Loans is only made in person. To do this, the person has to request an appointment previously through the web or line 130.
In the delegation it is necessary to present the National Identity Document (DNI) and the CBU certificate.
Funds are credited to the bank account within 5 business days. The money can be used with the debit card or withdrawn in cash from ATMs.
Let’s remember that the pension agency prohibits program holders from buying dollars.
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