New Delhi: Any vehicle, whether it is a two-wheeler or a small or big luxury car or a commercial vehicle, is associated with every person’s life. At the time of buying it, the person makes it an important part of his life. But what if that car gets stolen or someone robs it? In such a situation, a lot of trouble arises. We are telling you what to do if your car is stolen or robbed.
8 out of 10 Indians like premium cars, number of hybrid car lovers increased by 40 percent
Do this work first
If your car is stolen, the first thing you should do is call the police. After this, it is the job of the police to file a report of vehicle theft. You will have to give your vehicle number, name of the vehicle owner, your mobile number and other information to the police.
It is also important to file a police report because without it the insurance company will not accept the claim of car theft. Apart from this, in case of vehicle theft, this information should also be given to the transport authority of your area. Often people do not do this, but if your vehicle is misused, informing the transport authority can help you in many ways.
Online e-FIR is also an option
You can also lodge an FIR for theft or robbery of your vehicle online. If you live in Delhi and your car is stolen from Delhi, then you can also lodge an FIR by visiting the official website of Delhi Police Zonal Integrated Police Network (ZIPNET) zipnet.delhipolice.gov.in. On the left corner of this website you will get the option of Stolen Vehicles. Click on the option to proceed further. After this you file a complaint of theft of your vehicle.
Keep these documents ready to take car claim
- Copy of vehicle’s RC i.e. registration certificate
- Copy of vehicle owner’s Aadhar card or identity card
- Copy of vehicle owner’s driving license
- If the car was taken on loan, then copy of the loan agreement.
- copy of car insurance
Documents for Insurance Claim
You have to inform the insurance company about the theft of your vehicle. A copy of the police FIR has to be given. After this the company does a complete investigation and if everything is found correct, you get the claim. If you don’t have comprehensive auto insurance, you should still provide the information to your insurance agency. With this, you will be able to protect yourself if your vehicle is stolen and causes harm to anyone/property.
Interview between Time.news Editor and Vehicle Security Expert
Editor: Welcome to Time.news! Today we have the pleasure of speaking with Dr. Anil Sharma, an expert in vehicle security and consumer protection. With car theft on the rise, we are here to discuss what to do if your vehicle gets stolen and how to protect your investment. Thank you for being with us today, Dr. Sharma.
Dr. Sharma: Thank you for having me! It’s a crucial topic that affects many vehicle owners.
Editor: Let’s dive right in. Imagine a person discovers their car has been stolen. What should be the immediate step they take?
Dr. Sharma: The first thing anyone should do is to contact the police. It’s essential to report the theft right away. You’ll need to provide details like your vehicle number, the owner’s name, and your contact information. This report is critical for both police investigation and any insurance claims you may need to file later.
Editor: That sounds like a sensible first step. I understand that filing a police report is also necessary for insurance purposes, correct?
Dr. Sharma: Absolutely. Without that police report, most insurance companies won’t accept a claim for theft. It’s the official documentation that confirms the incident occurred, which is vital for any recovery process.
Editor: That’s very informative. Now, shifting gears a bit, we’ve seen a trend where 8 out of 10 Indians prefer premium cars, and there’s been a 40% increase in hybrid car enthusiasts. What implications do these trends have on vehicle theft rates?
Dr. Sharma: It’s interesting to note that as the demand for premium and hybrid vehicles grows, so too does the value of these cars on the black market. Theft rates can often escalate with increased demand. Owners of such vehicles should consider additional security measures—like GPS tracking systems or comprehensive insurance policies—to safeguard their investments.
Editor: It definitely underscores the need for heightened security awareness among car owners. What are some practical steps that vehicle owners can take aside from insurance?
Dr. Sharma: There are several things owners can do. Firstly, ensure your vehicle has a secure locking system—alarm systems and steering column locks can be quite effective. Secondly, parking in well-lit, monitored areas can deter thieves. Lastly, regularly check on the latest vehicle security technology, as features evolve rapidly.
Editor: Those are great tips. As technology like hybrid vehicles becomes more complex, do you think it complicates things for potential theft recovery?
Dr. Sharma: It certainly can. Hybrid cars often come equipped with advanced technology that could be attractive to thieves, but it can also aid in recovery. For instance, many hybrids have built-in tracking technologies that can assist authorities in locating the vehicle if stolen.
Editor: That’s a positive aspect indeed. As we wrap up, do you have any final words of advice for car owners regarding both purchase and theft prevention?
Dr. Sharma: Always assess the security features of a vehicle before purchase. Investing in a reliable vehicle with robust security systems can save you a lot of trouble in the future. And in case of theft, act quickly, document everything, and keep lines of communication open with law enforcement and your insurance provider.
Editor: Thank you, Dr. Sharma, for your valuable insights. It’s been an enlightening conversation, and I’m sure our readers will find this information vital to navigating vehicle ownership.
Dr. Sharma: Thank you for having me! I hope vehicle owners take these precautions seriously and stay vigilant.
Editor: Until next time, stay safe and informed!