2023-05-04 03:56:50
Written in GUANAJUATO he
Guanajuato.- The federal Tandas del Bienestar program offers loans in Guanajuato and throughout the country whose purpose is to provide financial support to people who have a micro-business and also to graduates of Youth Building the Future who show interest in undertaking, so if they need money, they can request up to 50,000 pesos with the “Microcredits for Well-being” scheme offered by the National Savings Bank and Financial Services (Bansefi).
The loans offered by Tandas del Bienestar range from 6,000 to 50,000 pesos that can be paid in a comfortable way, including a grace period.
To have access to this loan of 50,000 pesos from Banco del Bienestar, other credits such as 6,000 pesos and 10,000 pesos should first be requested and paid for this to create a good history with the bank and later request one of up to 50,000 pesos .
The program Well-being Tandashttps://www.gob.mx/bienestar/tandas has two modalities
1.- Consolidation Modality: Serves beneficiaries who live in municipalities and localities with medium, high and very high marginalization; with the presence of an indigenous or Afro-Mexican population and/or high rates of violence, with at least 30 years of age.
2.- Modality Month 13 JCF: Serves graduates of the program Youth Building the Future who have completed the training course and expressed interest in starting a microbusiness.
On the requirements that must be met is to be between 30 and 67 years of age and have a business already working.
Characteristics of microcredits
- No proof of income is required, nor are guarantees, endorsements or credit history.
- The microcredit does not charge interest, is delivered in the short term and is repaid with the income of the beneficiaries.
- It offers a month of grace before starting the full refund in monthly installments.
- You can access four consecutive microcredits, as long as they are repaid.
Requirements for applying for credit Wellness Round until for 50,000 pesos:
- Apply to join the program.
- CURP readable.
- Proof of address not older than 6 months.
- Be between 30 to 67 years of age.
- Having a business that has been in operation for more than 6 months that is not agricultural or mining.
- Fill out a form with personal and business information.
- Live in a municipality or town that belongs to the coverage area of the Well-being program.
How to process a loan Wellness Round of 50,000 pesos?
The following steps must be followed to apply for a loan from the Wellness Bank For 50,000 pesos you must follow these steps:
- First you must enter the link https://creditos.bancodelbienestar.com.mx/home.
- Subsequently, the amount of the loan that will be requested must be indicated and the information requested by the system must be provided and the personal and business data must be uploaded, as well as the documents requested.
- Once the application has been filled out and sent, you will have to wait from 2 to 15 days for a response to be given.
- The terms to settle the loans are 18 months, in addition to an extension of more than 3 months in case the beneficiary is late in payments, no interest or penalty will be charged.
- The credit payments can be from 1,200 pesos, but the monthly payment to be paid will depend on the amount that has been borrowed.
Payments are made only at branches of Telecomm. Check the branch closest to you.
CM
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