Incredible carousel of debts: What the state, taxpayers and insured owe – 2024-04-07 09:30:28

by times news cr

2024-04-07 09:30:28

In Lernaia Hydra, the debts from and to the State are evolving. The State’s debts to individuals remain at high levels, depriving the market of valuable liquidity. At the same time, private individuals’ debts to the public show fluctuations, depending on the amount of the debt. Specifically, for debts to the Insurance Debt Collection Center (KEAO), the data show that the increase in overdue principal debts stems from the debt range of more than 10,000 euros, by 1.1 billion euros in total.

The debts of the State
In detail, according to the data of the Report of the Budget Office of the Parliament, with regard to overdue obligations of the public to private individuals, in January 2024 an increase of 249 million euros was recorded compared to January 2023. In particular, overdue debts increased by 352 million euros, reaching 2.409 billion euros, and outstanding tax refunds fell by 103 million euros to 448 million euros.

Debts to the Tax Office
According to AADE data, the total overdue balance at the end of January 2024 was 107 billion euros, reduced by 7.5 billion euros compared to January 2023.
It is noted that 24.6% of the total overdue balance, which corresponds to 26.3 billion euros,
refers to debts that are classified as uncollectible.

With reference to the total number of debtors at the Tax Office, at the end of January 2024 there is a decrease of 99,985 persons (natural and legal) compared to the corresponding period of 2023, resulting in 3,931,625 debtors.

The reduction in question comes from the categories of debt between 50 and 10,000 euros, with their number decreasing by a total of 152,704 persons. On the contrary, in the remaining categories of debt, an increase in the number of debtors is observed, with the largest, by 36,057 persons, recorded in debts of less than 50 euros.

The reduction in the number of debtors in the debt range from 50 to 10,000 euros is accompanied by a reduction of the total overdue balance on an annual basis by 54.6 million euros in total. However, in the highest categories of debt (up to 100 million euros) an increase in the overdue balance is observed.

According to the Report, the category of debt over 1 million euros requires a special analysis, as in the range between 1 and 100 million euros an increase in the overdue balance by 1.5 billion euros is recorded, while debts over 100 million euros show a significant decrease of 10.1 billion euros, which stems from the write-off of OSE debts amounting to 10.4 billion euros.

In the low debt categories, almost all of the overdue balance comes from natural persons. It is indicative that 98.2% of debts under 50 euros and 88.2% of debts under 10,000 euros come from natural persons.

Accordingly, the number of natural persons who owe less than 50 euros corresponds to 95.6% of the debtors of this category of debt, while for debts of less than 10,000 million euros the number of natural persons was formed at the end of January 2024 at 3,169. 960 people, making up 88.8% of the total for the specific range of debt.

On the contrary, as the amount of debts increases, the role of legal entities in shaping the overdue balance is strengthened. In particular, in the overdue balance category of more than 1 million euros, legal entities participate in the debts by 69.3%, with their overdue balance at the end of January 2024 reaching 57 billion euros. Accordingly, the number of legal entities that owe more than 1 million euros was 5,743, making up 61.2% of the number of debtors in this range of debt.

The insured

Finally, with the overdue liabilities of insured persons, the total overdue insurance debts at the end of December 2023 amounted to 47.6 billion euros, showing an increase of 385 million euros compared to the previous quarter.

This change comes from the increase in additional fees (by 403.4 million euros), as the main debts showed a decrease (by 18.4 million euros). On an annual basis, the number of debtors’ registers decreased by 59,168, with the result that their total number at the end of the fourth quarter of 2023 was 2,267,625 registers.

However, total debts increased by approximately 1.9 billion euros compared to the corresponding period of the previous year, which is due to an increase in both main debts (by 285.8 million euros) and additional fees ( an increase of 1.6 billion euros).

In particular, the increase in overdue principal debts stems from the debt range of more than 10,000 euros (by 1.1 billion euros in total). According to data from the KEAO, debtors with overdue obligations to insurance funds amounted to 1,611,261 (natural and legal persons) at the end of December 2023, with 41.3% of them (a percentage corresponding to 666,163 debtors) having debts between 500 and 10,000 euros. Of course, only 5.9% of the main debts are concentrated in this specific debt range.

In addition, it is worth noting that almost all of the main debts (94%) concern amounts above 10,000 euros, while approximately half of the main debts (42.1%) are located in the debt range from 10,000 to 100,000 euros. On the contrary, the number of debtors with debts of more than 10,000 euros constitutes 37.9% of the total.

Source euro2day.gr

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