Rows of Infonavit beneficiaries were still observed who went to the agency’s offices to change their credit denominated in Times Minimum Wage (VSM) to pesos.
Ramón Gómez, Infonavit delegate in Jalisco, explained that currently 300 accredited people are served per day against the 2,000 people who were served in December.
“We calculate that here in the state tThere are still around 120,000 people to make the change”he explained.
THE INFORMER / A. Navarro
On February 9, this program was restarted, which will last until the last credit has been changed, but the faster the borrowers do it, the sooner they will see the benefits reflected.
“We invite all those workers who have their credit in Times Minimum Wage to come to the delegation, We have two rows, one for people who are going to carry out their various procedures such as prequalificationsaccount statements and other exclusive responsibility that is to say, for the people who are going to change their credit”, recommended Ramón Gómez.
Tello Pantoja, is one of the borrowers who came yesterday to change his credit to pesos.
“The process was fast, in my case the monthly payments were lower and I am going to finish paying early,” he said.
THE INFORMER / A. Navarro
Max Jiménez is another of the people who came to change his credit from Times Minimum Wages to Pesos. “I already made my change, nothing more than now I have to change my email,” he explained.
As of this Thursday, February 9, the accredited of the Institute of the National Housing Fund for Workers (Infonavit) who still have their credit denominated in Times Minimum Wage (VSM) they can convert it to pesos, through the Universal Window of the Shared Responsibility program.
This program is permanent and offers the following benefits: Elimination of annual adjustments linked to the increase in the minimum wage and the Measurement and Update Unit (UMA), fixed interest rates between 1.0% and 10.45%, depending on the monthly income of the borrower, balance and fixed monthly payments during the life of the credit.
The employer’s contribution is paid directly to the principal amount of the debt, if the borrower has a current employment relationship.
THE INFORMER / A. Navarro
In this way, borrowers who convert their VSM credit to pesos They get the certainty of when they will finish paying their financing and exactly how much they will pay each month.
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