Infonavit: How to request a total extension for the payment of the credit in 2022

by time news

In case of going through a complicated economic situation, the Institute of the National Housing Fund for Workers (Infonavit) has the option of requesting an extension.

May 22, 2022 12:02 p.m.

MEXICO.-Request a loan from the Institute of the National Workers’ Housing Fund (Infonavit) is to become a creditor to a commitment, which will make it easier for you to acquire a heritage; however, there are times when the corresponding payments cannot be met, so it is necessary to request an extension.

The total extension modality seeks to benefit those users who, given various circumstances, are going through a complicated financial situation, for which, with this modality, they can stop paying up to 12 consecutive months; but, it is necessary to point out that, during time, this scheme can only be accessed twice.

It is necessary to point out that 100% of the interest on the debt will accumulate and the time in which the credit must be paid will be modified.

What are the requirements to request a total extension for the payment of the credit?

In case of having to resort to a total extension for the payment of an Infonavit credit in 2022, it is possible to request it with these requirements:

  • – Having more than a month without making the monthly payment of the credit.
  • – Having been fired and not having resigned.
  • – Copy of a settlement check.
  • – Document proving the dismissal and that it was not a voluntary resignation.

It is important to mention that if there is no source of income, an effort is made to continue paying the monthly installments of the credit. This can be done through deposits in banks and stores authorized by Infonavit, because if payments are not covered, interest will accumulate.

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