2023-08-29 00:42:30
With the new options Mejoravit and the decrease in the interest rate Infonavit it hopes to increase the credits of this program by up to 15 percent. Last year they placed close to 80 thousand credits nationwide.
Carlos Martinez Velazquezgeneral director of Infonavit, explained that with the change of the Mejoravit program, the granting of credits will increase.
The Mejoravit was made a transformation of that credit now has two aspects: Mejoravit Renews and Mejoravit Repairs both have similar characteristics but go to different populations and objectives.
The Mejoravit Renueva is a microcredit of up to 39 thousand pesos to make immediate home improvements. The microcredit is for a fixed term and up to 60 months.
The Mejoravit Repara is a credit for 150 thousand pesos which is granted for a term of up to 10 years at a fixed rate.
“The other characteristic is that the interest rate was lowered from 18 percent to 10 percent with Infonavit’s own resources and before, Mejoravit’s credit was with private banks,” explained Martínez Velázquez.
The director of Infonavit also presented the Infonavit Woman program through which women will have advantages when taking out a loan from the agency.
“Before, all workers required 1,080 points and now men require the same 1,080 points and women have a bonus of 20 points with which they arrive faster than men”, he explained during the delivery of the cards for workers benefiting from Mejoravit credits.
In addition, they increased 10 years so that women can have access to credit up to the age of 75.
This is done because women enter the labor market later than men because many of them dedicate themselves to 20 to 30 years maternity work or taking care of the home.
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