2024-09-25 20:03:44
ING is throwing itself fully into the deposit war that medium-sized banks and digital companies have been working on in recent months with the aim of attracting new customers. On September 13, Ibercaja reduced all its loans to fixed and compound rates and Bankinter responded by reducing the interest on fixed credit to 15, 20, 25 and 30 years. Before the summer, Banco Santander, Unicaja, Kutxabank, Cajamar, Caja de Ingenieros and Cajasiete-Caja Rural also reduced their loans with the aim of adapting to the rate cuts of the European Central Bank (ECB) and the fall of Euribor.
The Dutch bank has applied this Wednesday a new reduction in the fixed tranche of their mixed mortgage with enough reduction 0.20% at the initial interest rate. Them Orange mortgage allow you to enjoy it until the part is finished 20 yearswhile the amortization period can be extended up to 40 yearswhich makes it easy to adjust the monthly payment to the customer’s financial capabilities.
There are no commissions or fees associated: Does not include notary, agency or registration fees, or commissions for opening, changing conditions or filing.
100% online process: From application to signature, the process is completely digital, guaranteeing speed and ease, with the support of a personal manager who offers assistance through the channel of the customer’s choice.
Incentives for energy efficiency
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ING also offers additional discounts for properties as well certificate of strength Height:
0.10% discount have mortgages for properties with proof of capacity A and B.
Additional discount of 0.05% for properties with certificate Cwith ING being the first bank to offer incentives for said privatization.
These measures are part of the bank’s sustainability strategy, which seeks to promote energy efficiency and facilitate access to more environmentally friendly buildings.
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