Insurance Money Fraud: Crime Branch detects fraud of crores under the guise of auto accident insurance

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Asianet News has received documents of a major robbery carried out by police, lawyers, motor vehicle department officials and doctors.

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Thiruvananthapuram, First Published Feb 17, 2022, 10:47 AM IST

Thiruvananthapuram: Money Fraud in the State under the guise of Accident Insurance. The Crime Branch has found that there was an attempt to swindle crores of rupees by making FIRs alleging that even accidents abroad and in Tamil Nadu took place in various parts of Thiruvananthapuram district. Asianet News has received documents of a major robbery carried out by police, lawyers, motor vehicle department officials and doctors.

Look at the information in a car accident FIR registered by the Museum Police. The accused in the FIR 46/2019 is Suresh Kumar, an auto driver. According to the FIR, Rajan, a native of Tamil Nadu, was seriously injured when he was hit by a speeding vehicle heading towards Nandankot from the museum area. The case is being registered on January 7, 2019 for the incident which is said to have taken place on August 29, 2018. On the 10th of the same month, the officials of the Department of Motor Vehicles reported that the vehicle was damaged in an accident on the right side of the car. Rajan filed a case in the Thiruvananthapuram MACT court seeking Rs 12 lakh compensation. The case was registered four months after the accident and the Crime Branch suspected that the vehicle had not been repaired for four months. In the ensuing investigation
The Crime Branch found that Rajan’s accident in the museum area was fake.

On the day mentioned in the FIR in Thiruvananthapuram, Rajan was really in danger. But it happened in Tamil Nadu. Rajan was involved in an accident on August 18, 2018 in Palur, Tamil Nadu. The vehicle driven by Rajan went out of control and collided with two vehicles. According to the FIR, Rajan’s liquor bottle exploded and he was seriously injured. Rajan was rushed to a private hospital in Thiruvananthapuram from a hospital in Tamil Nadu. It was found that the mediators, lawyers and the police had conspired to cover up this and fabricated a case in Thiruvananthapuram. In other words, Rajan, who was in the hospital, was influenced by the lobby that swindled the insurance money. Fraud is not just in Rajan’s name. The investigation has found that there was an attempt to swindle the insurance money by forging a document stating that the incident of injury abroad was in Kerala.

Second scam, where did the accident happen?

According to the traffic police FIR, Chandrashan Thankanadar was injured in an accident on January 22, 2017 in Thiruvallam. According to the case, Chandrashan was sitting on the back of the bike which was broken by Srinath and the bike hit Kishore. Based on the police report, Chandrashan approached the court seeking Rs 60 lakh and Kishore Rs 4 lakh in compensation. The case was found to be fraudulent by the National Insurance Company.

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Shocking information was found in the case. According to hospital records, Chandrashan was injured in Saudi Arabia. Chandrashan, who was injured in a car accident abroad, was rushed to a private hospital in Thiruvananthapuram for further treatment. It is learned that at this time the case was filed under the influence of intermediaries who agreed to buy and pay for the insurance. The teenager, who said he was hit by a vehicle while walking, was not in any danger. All the documents submitted by the teenager that he was treated at the Medical College Hospital were found to be forged.

All this is just the tip of the iceberg of fraud. Since 2017, 300 cases of suspicion have been investigated. The Crime Branch was investigating complaints from insurance companies. When this is done, crores of fraudulent information will come out.

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Last Updated Feb 17, 2022, 10:52 AM IST

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