2023-10-07 23:53:38
Saturday, October 7, 2023, 11:48 p.m.
Copy link
X
Telegram
The changing reality in which we live exposes people to insecurities of various kinds. According to CIS data from 2023, one of the biggest concerns of Spaniards is the economic problems. Having trouble making ends meet can be truly damaging to both your mental and physical health.
These concerns may be heightened by the insecurity of the possibility of a absolute permanent disability, serious illness or even death. Under such circumstances, the economic situation of an entire family can be seriously compromised. Rent or mortgage expenses, supermarket expenses, basic needs… In times of economic instability, a life insurance It can become key for many homes, even becoming the main source of income. Offering financial protection to your loved ones in case a misfortune happens is in many cases a reason for peace and tranquility for an entire family unit.
Banco Sabadell, through the marketing of Life Care insurance, has an answer to these uncertainties. According to José Manuel Veiga, director of Protection and Savings at Sabadell Seguros, “with the Life Care life insurance you will be able to continue facing everything: from the payment of a mortgage or a loan, to the future of your children». This insurance is effective up to the point where «maintains the standard of living of a family for as long as necessary until he adapts to his new situation.
Life Care insurance covers both death as absolute permanent disability (IPA) that occurs due to accident or illness. On average, it takes about five years for a family to recover after the loss of one of its members. Faced with this reality, “we seek to protect each and every one of them so that, after a time, they can recover economically,” says Veiga.
In addition to that, Life Care It is adapted to the age and particular situation of each beneficiary. In this way, any client can enjoy a complete life insurance offer that adapts to their specific needs.
Advantages of Life Care
Maintaining your family income: If one day you are absent, your family will be able to maintain their usual lifestyle thanks to the capital they will receive until they can stabilize their financial situation. You will have a economic support in order to assume the cost of rent, studies, debts and other expenses.
Protection in case of disability or death: Life Care insurance covers absolute permanent disability (IPA) or death from any cause, whether accident or illness. In addition, the beneficiaries of the insurance have the guarantee of simultaneous death due to accident. If both members (father and mother) of the couple die at the same time, in the case of children under 23 years of age, they will be protected with double the contracted death capital up to a maximum of 200,000 euros.
Additional medical guidance services 24 hours a day, 365 days a year: Life Care insurance includes life counseling services general medicine, pediatrics, gynecology, psychological or nutritional consultation, etc. It also offers personalized advice on nutrition, allergies and infant feeding.
Contrasted diagnoses: The insurance allows the option of consulting a second medical opinion when needed and anywhere in the world through verified diagnoses.
Life Care also takes into account to the self-employed segment, one of the groups that can see its economy most affected in the event of an accident or death. If a self-employed person stops his activity for any reason, it is quite certain that he will see his income reduced. For this reason, Life Care insurance takes this reality into account. On the other hand, one of the advantages for them is that since 2017 life insurance premiums can be deducted for death, disability, absolute permanent and total disability coverage, up to a maximum of 500 euros per year per person (as long as the insured and beneficiary are the same person).
Report a bug
#Life #insurance #total #protection #LifeCare #Banco #Sabadell