2023-08-30 00:01:13
One of the most awaited economic measures by monotributistas is the possibility of accessing credits of up to 4 million pesos. What are these loans, who can apply for them, how to do it and everything there is to know.
In addition to the exemption from the tax component for categories A, B, C and D for 6 months, announced in the package of measures by the Minister of Economy, Sergio Massa, workers in this sector will also be able to access loans with a guarantee from the State. They may be paid in 24 installments with a bank rate reduced by half and full support from the State.
The measures presented by Minister Massa are to alleviate the economic situation after the devaluation that, he stressed, was imposed by the International Monetary Fund (IMF) two weeks ago, and that affected all sectors of the economy. The purpose is to guarantee that each of the most affected sectors obtains the necessary support to maintain its stability.
How to request the credit for monotributistas?
The monotributistas can request the credit in the banking entities that are enabled. These are:
National BankCity of Buenos Aires BankMacroComafi (Córdoba, Corrientes, Formosa and Tierra del Fuego)
When requesting access to credit, the worker must demonstrate -in an affidavit- that the requested money will be used in investments that are related to his economic activity.
You must also present a credit situation 1 and 2, which means that you are not within a medium or high risk of payment delays (according to the scale in the “Central Debtors” of the Central Bank).
This Monday, the AFIP will provide more details on the mechanism to start the process and registration to obtain the announced credits.
What is the productive monotribute
One of the initiatives presented for monotributistas includes the exemption of the tax component for categories A, B, C and D for a period of 6 months. The measure benefits those who invoice up to 3,656,604 pesos per year.
In addition, the Minister of Economy announced the “productive monotribute”, a program that will allow those who operate in the informal economy the possibility of becoming formalized and accessing these benefits.
Minister Massa stressed that the devaluation, imposed by the International Monetary Fund (IMF) two weeks ago, affected all sectors of the economy, and its purpose is to guarantee that each of these sectors obtains the necessary support to maintain its stability.
In addition to these measures, the payment of three bonuses of $37,000 for retirees and pensioners in the months of September, October and November was announced.