These deposits exceed the levels observed in recent years, including during the Covid-19 epidemic, when consumption was nevertheless restricted. Adobe Stock.
The Livret A and the LDDS benefit from the rise in rates. They collected, between them, 11.22 billion euros in January.
The increase in the regulated savings rate attracted the French, who massively added to their savings accounts. According to data from the Caisse des dépôts, shared on Tuesday, the net collection of the livret A reached, in January, 9.27 billion euros. A level not seen since 2009, nearly fifteen years.
Same observation for the booklet of sustainable and united development, which collected, in January, 1.95 billion euros, still according to the Caisse des dépôts. Again, these deposits exceed the levels observed in recent years, including during the Covid-19 epidemic, when consumption was nevertheless restricted.
If the French usually tend to put aside in January, this year, the harvest benefits more particularly from the rise in interest rates decided by the executive, in agreement with the Banque de France, while inflation nibbles the savings of the French. Mid-January, Livret A: the rate will increase to 3% on February 1, the highest since 2009, announces Bruno Le Maire, from February. An announcement which, obviously, has prompted households to set aside these booklets.
More information to come…