Mutual insurance rates are expected to increase by an average of 4.7% in 2023

by time news

While this increase is lower than last year’s inflation, it is larger than the increases in 2021 (2.6%) and 2022 (3.4%).

The purchasing power of the French is again likely to be put to the test in 2023. While inflation was 5.9% in December 2022 over one year according to the latest data published on Wednesday, the new increase in the prices of mutuals should come to dent a little more the household budget. According to information from Parisian and of France Info, the contributions of the latter will increase on average by 4.7%, according to figures from the Mutualité française. More than the increases of 2.6% in 2021 and 3.4% in 2022. If the promise of mutual insurance companies in Bercy to stay below inflation is respected, not all French people will suffer this increase in the same way. way.

Mutuals having reimbursed 10% more care compared to 2019, the increase should be 49 euros per insured. The return of the French to the doctor after the health crisis and the zero remaining charge for optical, dental and audioprosthetist care can explain this trend. If the rates of compulsory collective contracts should experience an increase of around 5.7%, those of individual contracts would only increase by 4.1%, according to a study carried out with 35 mutuals, representing 18 million contributors. Only 2.2 million people, especially young people, should not be affected.

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