2024-07-09 06:44:44
The National Savings Fund (FNA) announced that it will continue to offer the lowest interest rate on the market for mortgage loans in Colombia, despite recent reductions made by several banks in the country.
With its flagship product, Generación FNA, aimed at young people between 18 and 28 years old, the entity offers an annual effective interest rate of 9.30 %, standing out as the most competitive in the sector. This program is designed to facilitate access to home ownership with optimal financial conditions for this demographic group.
Laura Roa Zeidán, president of the FNA, stressed that the beneficiaries of Generación FNA can finance up to 90% of the value of the desired property, without additional costs for title studies or appraisal. In addition, the FNA has reduced its rate schedule by 70 basis points, reinforcing its commitment to financial accessibility.
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The FNA also offers a 10% interest rate for loans in pesos aimed at people with incomes of 0 to 2 minimum monthly wages, the lowest in the market in this category. This measure seeks to support the sectors of the population that most need accessible and equitable housing solutions.
For priority interest housing (VIP), the FNA maintains competitive interest rates, with UVR + 0% and UVR + 4% for social interest housing (VIS), consolidating themselves as the most attractive options in the current market.
The FNA explained that its main objective is to facilitate citizens’ access to home ownership by offering favorable financial conditions for the acquisition of loans, thus contributing to the reactivation of the real estate market.
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