New zero-interest loan: eligibility criteria, geographical area, amount… will you be able to benefit from it?

2023-10-18 11:59:17

It is a breath of fresh air for the real estate sector and for first-time buyers caught in the trap of rising interest rates, which have gone from 1% to more than 4% in less than 2 years. Bruno the Mayor confirmed on RTL this Wednesday morning that the zero-interest loan (PTZ) was extended until 2027 and that the individual house would no longer be eligible “to fight against the artificialization of the land”, says Bercy. It can now only be used for the acquisition of new collective housing in a tense area or old housing with work in a relaxed area.