In 2023 we signed some palliative measures in an employment contract to counter the rise in Euribor: on the one hand the containment of interest rates and on the other the improvement of the Casa Fácil offer, measures that we managed to extend until 2025 Today we had a committee monitoring the agreement.
It had a mechanism to set the interest rate which, in our opinion, was bad for employees, as the price was better for many customers. We urged the management to look for another,better mechanism,and we achieved it:
- Interest rate of 2.40% for new or ongoing operations if the employee requests it
- The interest rate review ranges from quarterly to monthly.
- The calculation goes from requested operations to formalized operations.
- The Casa Fácil operations of the premier collective will be used.
- The analysis will be carried out in the second month before the review.
In June last year we obtained, among other improvements, the possibility of converting into the Casa Fácil offer for employees, open loans that were signed as “additional” to the employee loan for housing A. But they forgot of loans opened as a customer. After our insistence, we obtained the exclusive price novation for open credits:
- For the first withdrawal: at the interest rate of the casa Fácil offer
- For the rest of the provisions: at the fixed rate that will be steadfast by the RA of the corresponding area.
The period for the conversion to Casa Fácil ends on 31 March 2025, the organization has committed to responding to all requests that arrive before the end of the period.
Furthermore, the reimbursement of the appraisal price in the casa Fácil financing (cashback), recently published to be eliminated for customers, will be maintained for employees at least during 2025.
CCOO we insist: For the February 2020 employee loan contract, a Supervisory Committee must be calledto discuss many pending proposals, and under the circumstances, the IBM 2% extension seems insufficient to us, but the entity preferred to do business rather of rewarding staff.
For CCOO, THE TIME IS NOW