Nickel, the French low-cost bank that wants to conquer Europe

Nickel, the French low-cost bank that wants to conquer Europe

2023-09-21 18:40:58

Since its launch in 2014, 3.3 million people have opened a Nickel account. Loic Mazalrey/Hanslucas

The BNP Paribas subsidiary whose current account is distributed in tobacco shops is setting up in Germany. In France, its success cannot be denied.

A simple, inexpensive offer, distributed in tobacco shops: founded in 2014, the Nickel account has been the surprise success of the banking world in recent years in France. The company, which was acquired by BNP Paribas in 2017, has since launched internationally. After Spain in 2021, Portugal and Belgium last year, she is settling down in Germany as planned. “This is a key step in our international development and our European expansion strategy defined in 2019”underlines Marie Degrand-Guillaud, Deputy Managing Director of Nickel.

Across the Rhine, the neobank has formed a partnership with a network of lottery counters (Ilo Profit), to distribute its banking offer. With the same recipes: a current account without the possibility of overdraft; a Mastercard payment card, traditional online banking services (transfers, application, etc.) or the possibility of withdrawing or depositing cash at points of sale…

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