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Summer is replaced by autumn, which means that it is time to start preparing the house for winter, not only by providing comfortable and safe living conditions for yourself and the other householders, but also by reducing costs. In the continuation of the article, find out what preparations should be made and when it is the right time to buy property insurance!
An action plan for safe wintering in your home
We spend a lot of time in our home, so it is important to take care of safe wintering in it, recognizing and eliminating possible risks in time, as well as preventing potential problem situations. In addition, it is also a way how to save electricityreduce heat loss and increase overall energy efficiency.
Chimney cleaning and heating system inspection
Over time, soot accumulates in the chimneys, which can catch fire, so regular cleaning of the chimneys is necessary to prevent the risk of fire. Also, for your own safety, you should definitely check the boiler and the system to make sure that there are no damages or, on the contrary, to prevent them in time.
Inspection of ventilation systems
An optimal indoor microclimate is very important, especially for those people who suffer from upper respiratory diseases or allergies. If ventilation systems are not installed correctly or are damaged, humidity levels will rise, which can lead to mold growth, which has a negative impact on both air quality and health.
Winterization of garden furniture, tools and decorations
An outdoor terrace with a view of a gorgeous garden pleases the eyes and the heart in the summer, but in the winter it is unlikely to be usable, because the garden furniture and decorations are not suitable for such harsh weather, so it is necessary to winterize them. How to do it?
- First, clean everything thoroughly.
- Then it is covered with waterproof coatings, which will help prevent damage caused by moisture, frost and UV radiation.
- Garden furniture, decorations and tools such as shovels, wheelbarrows and others should be stored in a shed, garage or other closed space during the winter. Garden furniture and tools are recommended to be placed on wooden pallets, and decorations – to be placed in airtight containers.
Water release from irrigation systems
In winter, under the influence of low air temperature, water in pipes can freeze, causing them to burst. That is why it is necessary to make sure that there is no water in the irrigation systems placed in the garden or in the greenhouse, thus protecting yourself from unplanned expenses that can be caused by repairs or replacement of irrigation systems.
Inspection and cleaning of roof gutters
The accumulation of snow and ice on the roof of the building creates an additional load, including increasing the risks of damage and water leakage. Even before the onset of winter, drainage systems should be freed from leaves, moss and dirt, ensuring free flow of water to the ground.
Gjensidige home insurance – Your security guarantor
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Although many of the risks can be predicted and even prevented ahead of time, unfortunately we cannot protect ourselves from everything, so property insurance is an excellent solution and an opportunity to avoid unexpected expenses, which can add up to quite impressive amounts.
The most common pitfalls you can protect against with a Gjensidige home insurance policy:
- damage caused by fire;
- damages caused by natural elements (for example, a tree fell on the roof of your house during a storm);
- water main emergency;
- rain and snow entering the premises through the building structures;
- damage to electrical devices caused by electrical phenomena (for example, indirect lightning strike);
- theft of property,
- accidental damage to a third party (for example, flooding of a neighbor’s apartment).
Gjensidige is a leading insurance company in the Nordic countries with more than 10 years of experience in the Baltic market, which provides its customers with both optimal price-quality ratio for all insurance products, as well as quick reimbursement of costs.
Property insurance guarantees much better preparation for unforeseen situations and expenses. Reciprocal Home insurance includes extensive risk coverage, so that your home is always just pleasant weather!
2024-09-26 10:37:02