2023-11-09 21:31:40
Pair Jorge Carasso
Published yesterday at 6:54 p.m., Updated yesterday at 8:31 p.m.
Buying a home today costs much more than it did two years ago. In 2022, an apartment paid for 200,000 euros would cost 225,000 euros, financing cost at 1% over 25 years, according to the broker Vous Financer. MrAshi – stock.adobe.com
DECRYPTION – Bank scales are taking a break, and sometimes even dropping. A first in almost two years.
Is the frantic rise in real estate loan rates, which weighs down the cost of real estate financing a little more every month, finally calming down? It’s difficult to say with certainty as their evolution – they went from 1% to 4% in two years for a 20-year loan – has defied predictions in recent months. The fact remains that, for the first time in a long time, bank scales are no longer increasing. “In November, rates remained stable, confirms Sandrine Allonier, spokesperson for the broker Vousfinancer. Some banks have not even sent new price lists, thus leaving their scale unchanged. Others have even lowered their rates by 0.10 to 0.20 points.” A situation which contrasts with the uninterrupted rise in rates in recent months. “Not so long ago, banks could send up to two price lists per month to keep up with the rapid increase in market rates,” continues Sandrine Allonier.
This lull…
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