Real estate credit: first-time buyer, couple with children… who can borrow how much today?

2023-05-22 14:18:26

It’s like the first hors category pass on the Tour de France tackled after long days on the plain. For many French households wanting to make a real estate purchase a reality, their dream has taken off as the curve of the evolution of credit rates has risen in recent months. While the average borrowing rate over twenty years had been on the downward slope since 2012 to stabilize around 1%, it has thus more than tripled since December 2021 to reach 3.25% in May. Difficult to swallow.