Real estate credit: the specter of variable rates hangs over France

Will the American model of real estate loans come to impose itself in France? Already affected by the rise in interest rates, which sometimes prevents the most vulnerable from obtaining their loan and making their project a reality, the French could be put off by the emergence of variable interest rates. The European Central Bank (ECB) tries to impose them in all the countries of Europe whereas they are not at all practiced by the French banks.