Real estate credit: towards a monthly update of the wear rate?

We thought the file was closed by the Banque de France. And yet. This one sent Friday, to the general surprise, an invitation to all the actors of the mortgage for “a consultation meeting on the temporary monthly payment of the calculation of the rates of wear”, the maximum rate at which one can borrow. Instead of a quarterly revaluation, which also brought on January 1 the wear rate to 3.57% for loans of 20 years and over. The meeting, organized this Wednesday morning, will be co-hosted by the general management of the Treasury, one of the services of Bercy.