Real estate loan: the maximum borrowing rate exceeds 6%!

2023-11-30 01:50:55

This is a bar that has not been crossed since the 2nd quarter of 2010. The maximum rate at which an individual can borrow over 20 years or more will increase on December 1 to 6.11%, compared to 5.91% last month. . In the 2nd quarter of 2022, this so-called wear rate was only 2.4%. Since then, this ceiling – equal to the average of the rates charged by banks increased by a third and intended to prevent over-indebtedness – has increased abruptly, following the crazy rise in real estate credit conditions.