Real estate: “The longer we wait, the more the rates increase”… the disappointed hopes of candidates for accession

2023-09-02 06:30:38

60,000 euros in annual income for two, 15,000 euros in contribution. On paper, this tenant couple in Montrouge (Hauts-de-Seine) has a good record for realizing their dream of buying a four-room apartment with their two children in Arcueil or Cachan (Val-de-Marne). Two years ago, with a borrowing rate of 1%, they could borrow 374,000 euros. Today, with an interest rate of 4.5% and debt requirements, they can only claim “to” 274,000 euros, or 100,000 euros less.