Removing the green card: this is how to know if you are in the file of insured vehicles

by time news

2024-08-26 17:09:31

Fly, fly, fly butterfly. After 40 years of good and loyal service, the green card will disappear from the windshields of French cars from April 1st. There is no need to have this sticker, or the certificate that comes with it, to prove to the police that your car is insured – which is mandatory, at least in civil liability cases.

From now on, during regular checks, the police and gendarmes will ask the File of Insured Vehicles (FVA), created in 2016 by French Insurance and provided since then by companies. But how can you be sure that your vehicle is in this file? Drivers can find out today by making a direct data request, as mentioned by the Ministry of the Interior in a press release published this Thursday.

A website and telephone server

Ideally, all you have to do is go to the site www.fva-assurance.fr and enter the registration number and registration confirmation number. For those who do not have an Internet connection, it is also possible to call the voice server at 01.83.64.32.22.

If it is possible that there is, there is no need to rush because, according to the French Insurers and the Insurance Risk Information Association (Agira), which manages the file, tells us, the reliability of the FVA has reached 99.3%. the car is well insured and does not appear on the site or voice distributor, contact your supervisor, or an intermediary (general representative, broker), to make the situation correct”, French experts tell us all the same.

Please note that for all new contracts (new cars are insured for the first time or subject to change of insurance)Companies or their intermediaries have a maximum period of 72 hours after the start of the coverage to register your vehicle in the FVA. In the event of a road inspection within this period, you can present to the police a “guaranteed vehicle note” which is a proof of insurance during the 15 days following the effective date of the contract.

The abolition of the green card and the management of the insurance policy by the FVA should make it possible to combat non-insurance. About 800,000 drivers are traveling on our roads without coverage, according to the victims’ insurance fund.

Driving without insurance is an offense punishable by a fine of 3,750 euros, with additional penalties. (suspension or revocation of license, vehicle impoundment). If it is a first offense, the police can still impose a fixed fine, in the amount of 600 euros to 1,500 euros. (depending on payment deadline).

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