2023-09-28 21:21:50
(Information sent by the signatory company)
The bankrupt’s wife lost her job and he was forced to apply for a series of loans that he could not take on.
Seville, September 28, 2023.- Repara tu Deuda Abogados, the leading law firm in Spain in the processing of the Second Chance Law, has achieved a new debt cancellation in Seville (Andalusia). Through the management of Repara tu Deuda Abogados, the Commercial Court No. 1 of Seville (Andalusia) has issued the Benefit of Exoneration of Unsatisfied Liabilities (Bepi) in the case of a man with a debt of 125,000 euros that he could not pay forehead. SEE JUDGMENT
As the lawyers from Repara tu Deuda explain, their case is as follows: “their state of insolvency arose after his wife was fired in 2020. They had previously requested certain loans. They were paying them regularly thanks to the income from the marriage. As a consequence of the lack of work, he was forced to take out new loans. Finally, he fell into a situation of over-indebtedness from which he could not get out and took refuge in the Second Chance Law“.
According to Repara tu Deuda, “Spain approved the Second Chance Law in 2015. Originating in the United States, it is a tool that has been present for more than 100 years. People with different profiles have taken advantage of it to be able to start a new life from scratch, reactivating the economy and getting out of the delinquency lists such as ASNEF. Its spirit is to offer a second chance to all those people in a situation of over-indebtedness so that they do not have to live drowned by payments that they will not be able to assume and also eliminate the stigma suffered by those who have experienced economic setbacks.
Repair your Debt It began its activity as a legal firm precisely in September 2015. From that moment to the present, it has been able to help those who were desperate for not knowing who to turn to to get out of the debt loop in which they found themselves.
The degree of specialization in the application of this legislation has led the firm to become a leader since its inception in this debt cancellation market. At this time, it has exceeded the figure of 170 million euros exonerated to its clients, who come from the different autonomous communities.
The law firm has more than 20,000 clients who have seen the Second Chance Law as a lifeline for all their debt problems. The forecast is that this figure will continue to grow in the near future due to the greater level of knowledge of this law.
The lawyers at Repara tu Deuda adapt to each case according to the economic capacity of their clients, with the idea of not leaving anyone without a second chance to start again stronger. One of the facts that also helps more people begin the process is that some of the exonerated decide to tell their story, either with direct testimony or through videos.
This legislation allows both individuals and the self-employed to be exonerated from their debts if they previously meet a series of requirements. In general terms, it is essential that the bankrupt does not exceed 5 million euros in debt, that he has not been convicted of socioeconomic crimes in the last ten years and that he acts at all times in good faith.
For those who cannot benefit from this mechanism of the Second Chance Law, the firm also offers the cancellation of credit cards, revolving cards, mini-credits, loans and mortgages by analyzing the contracts with banks and financial entities to see if it exists. some type of abusive clause and thus be able to claim from Cofidis, Moneyman, WiZink, Carrefour, Vivus, Banco Santander, CaixaBank, BBVA, Banco Sabadell, myKredit, Kviku, etc.
Contact
Contact name: David Guerrero
Contact description: Press Officer
Contact telephone number: 655956735
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