In order to become financially independent, the majority of Russians consider it necessary to have an average income of 74.9 thousand. This is stated in a study by IC Sberbank Insurance, which Vedomosti has. The study was conducted in June 2021 in 37 Russian cities with a population of over 500 thousand people according to a sample reflecting the socio-demographic composition of the urban population.
The respondents believe that the main criterion for financial independence is a decent salary. 82% cited it as the main factor. The monthly income for this, according to Russians, should be on average 74.9 thousand rubles. The highest estimate of a decent salary, which would allow one to be independent, was given by Muscovites (104.4 thousand rubles), residents of St. Petersburg (98.5 thousand rubles) and Vladivostok (92.7 thousand rubles).
At the same time, 64% of men and 61% of women consider themselves financially independent. Most often, such an assessment of their own well-being is given by 40–50 year olds – 73% of those surveyed in this age group. Most people who consider themselves financially independent live in Novosibirsk, Khabarovsk and Vladivostok (74%).
On average, residents of our country become financially independent by the age of 26. According to Russians, a financially independent person fully supports himself (64% stated this), lives in his own home (55%), has a stable income that covers all needs (49%), travels a lot (32%), and also has the opportunity help relatives (24%) and receive passive income from investments (15%).
In addition, 33% of respondents believe that savings are needed to gain financial independence. The highest estimates of savings are among residents of Moscow (6.39 million rubles), Kemerovo (4.2 million rubles) and St. Petersburg (4.12 million rubles). On average in the country, this amount is 3.4 million rubles. For another 32% of respondents, it is important to have real estate for renting it out, for 25% – own business, for 17% – the opportunity to save and invest. The generation aged 18 to 30 is more likely than others to count on their own business (50%) and income from renting out real estate (42%), the older generation from 50 to 60 years old counts on a decent salary (89%), 30-40 summer – for savings (43%).
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