2023-07-08 15:01:00
quote without working It is possible thanks to the so-called special agreements, voluntary agreements between a worker and the Social Security Treasury that allow a person to contribute even without having an employment contract, with the aim of accumulating time contributed for a future retirement.
The deal starts at the request of the interested partywho must request subscription to the agreement through a form, TA-0040.
Posteriorly, the worker will pay a monthly fee, Being able to choose the amount depending on the base on which you want to contribute and that will be decisive for the amount of the future pension.
In order to receive a pension, you must have a minimum of 15 years of contributions2 of which, at least, must be included in the 15 prior to retirement.
Taking advantage of special agreements is an interesting option, mainly for workers close to retirement age, who can use this tool, for example, to ensure the pension with those 2 years that must be made contributions within the 15 years immediately prior to the benefit. Also for those who want to try to increase the amount they will receive once they retire.
However, not all workers are eligible for one of these spatial agreements. It is only an option for those who meet the following requirements:
-Not be registered with Social Security.
-Indefinite employees and self-employed workers included in the Social Security system, over 65 years of age and 35 of whom have contributed.
-People who are multi-employees who cease any of the activities.
-People who cease to receive benefits or unemployment benefits.
-Pensioners who have been declared capable or partially disabled.
-Workers who have been taken off leave due to the request for a pension and it is denied.
-Workers with a recognized Total Permanent Disability or retirement, whose pension is annulled by virtue of a final judgment.
Related news
-People with a new job with which they quote less than with the previous one will be able to cover that difference with a special agreement.
-Having contributed, through work, a minimum of 1,080 days (3 years) in the 12 years immediately prior to signing the agreement, with the exception of having gone through an Employment Regulation File process.
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