2024-07-06 04:53:31
At the beginning of this year, 59,745 people were enrolled in pension accumulation. 33,859 refused to participate in pension accumulation. 529 residents independently concluded contracts with pension accumulation companies – other than those automatically selected at the time of enrollment.
A further 2,503 people signed up to new pension savings contracts despite not being enrolled in pension savings this year.
Residents had half a year to make a decision. Auto opt-in notifications were sent to personal accounts. These messages were opened by 31.5 thousand. population. “Sodra” sent registered letters to residents who did not read the information in their personal accounts.
How much funds will be required to accumulate in the second stage?
The monthly pension accumulation contribution will reach 3 percent. from all insured income.
The state incentive for residents saving for an additional pension amounts to 1.5 percent. average salary per month. This year it will amount to 27.04 euros per month or about 324 euros per year.
If a person earns 1,000 euros per month (before taxes), his pension contribution will amount to 30 euros (1,000 x 3% = 30 euros).
Another 27.04 euros will be transferred to the pension fund from the state budget (1,802.40 euros x 1.5 percent = 27.04 euros).
The total contribution to pension accumulation will amount to 57.04 euros per month.
What to do if the resident does not have the ability to pay contributions?
Residents pay second-tier pension accumulation contributions from their insured income – funds are transferred by the employer, along with other social insurance contributions. If the resident’s income decreases or he loses his job, lower contributions are transferred to the pension accumulation fund, respectively, or they are not paid at all.
Residents can also temporarily suspend the payment of second-tier pension accumulation contributions at any time for a period not exceeding 12 months during the entire accumulation period. It is possible to suspend the payment of contributions when a person receives income, but needs funds for other needs.
2024-07-06 04:53:31