2024-08-31 04:06:07
The signature of the mortgage on the house fell one 14.1% during the first half of the year in the regions of Girona compared to the same period last year, with 3,332 companies, 551 less than in 2023, according to data from the Mortgage Statistics of the National Statistics Institute (INE). In Girona, 492.3 million were presented this time, 13.5% less than in the first six months of 2023.
If we look only at the month of May, the last of the statistics, there is Girona 480 mortgagenumber representing one 21% less annual Capital borrowed is 65.7 million euros, 17.9% less than in May of last year.
In Catalonia as a whole, the number of mortgages on houses increased by one 2.3% one in the month of June, up to 5,542, compared to the same month last year. The loan amount is included 927.6 million euros. If we consider the collection period from January, the first semester closed with a decrease in the number of mortgages in Catalonia, of 4.4%, to 34,114, while the amount borrowed in total 5,471, 2 million euros, 4.3% less than the same. time last year, according to ACN.
As for the average amount for the mortgage, in June it stopped costs 167,380 euros4.7% more, while between January and June it remains stable at 160,233 euros, 0.1% more than the first half of 2023.
In the State as a whole, the number of mortgages on houses in June was 31,5265.5% less than in the same month last year, while if you analyze the first semester, a decrease of 4.7% has been recorded. The rental amount stands at 4,606.5 million euros, 3.7% less than in June last year and 6.2% less compared to the collection period from January, while the total amount per loan is 146,117 euros, 1.9% less more annually, but 1.6% less in the first half of the year compared to 2023.
For home mortgages, the interest rate is 3.26% and the average term is 25 years. 42.6% of mortgages on homes are set at a variable rate and 57.4% at a fixed rate.
By region, Catalonia is the third region with the most registered mortgages, with 2.3% more, after the Principality of Asturias and Navarre, with 6.8% and 5.2% more, respectively.
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