Dhe European Central Bank gave the go-ahead for the introduction of a digital euro this week. That sounds unspectacular at first – after all, we all pay in euros and have long also paid digitally. But this project has nothing to do with that. Rather, it is about nothing less than a revolution in our monetary system. For the consumer, this brings little change at the beginning. But in the end it could mean a whole new way of saving and spending money, an end to the form of lending that is common today and even the death of banks. What savers and consumers should now know about the digitization of payment.